Electrics – Corgi HomePlan – How Safe Is Your Home


Know the dangers


Know the dangers

Know the dangers

We use so many gadgets and devices in our homes these days that there is a great demand placed on our electrics. With around 12,500 electrical fires each year in the UK and about 2,000 electric shock incidents (according to the National Inspection Council for Electrical Installation Contracting), it’s vital that you stay safe.

The most important thing is to not overload sockets – if you don’t have enough sockets for everything you want to operate, something will have to wait. Do not be tempted to overload your power points as this can lead to fires or electric shocks.

Check your wires – if any of your electrical devices are old, the cables and wires may be covered in rubber (if they’re more than 40 years old, they may be covered in fabric). If the fabric is frayed or wire protection is split and the wire is showing – replace immediately. Make sure you check cables going in to plugs are secure and the protection is not split or frayed. To look after your cables, run them straight and keep them tidy.

Let there be light – check your light fittings. None should be visibly damaged and all downlighters should be fully functioning.

Safety first – when you’re not using an electrical item, switch it off and unplug at the wall. When you are in the bathroom, never take any mains powered electrical items in with you. Never trail cables under carpets.

When to call the experts

The warning signs you should look out for include:

  • hot plugs and scorch marks;
  • flickering lights;
  • frayed cabling;
  • cables that stick through walls.

Only qualified electricians should only carry out electrical repairs. Ask to see their credentials if you are unsure.

What Corgi HomePlan can do

Included within our plans are all fuse boards and boxes, circuit breakers, sockets, switches and light pendants in your home.
CORGI HomePlan covers you for breakdown of the 240 volt electrical supply system within the walls of your property, beyond (but not including) the electricity company’s meter, such as faulty electrical switches and faulty fuse board.

However, this does not extend to electrical ‘terminal ends’, ie, light bulbs, electric showers etc; anything that can plug in, i.e., kettles, computers etc and repairs to the plumbing or power supply relating to any outbuildings.